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If you are struggling with bad credit history, it can be challenging to find a lender from a traditional lender. Teletrack loans were once a viable option for individuals with poor credit, but they are no longer as readily available as they once were.

Teletrack loans are essentially rapid cash loans that use Teletrack, a credit reporting service, to monitor people's financial habits. By using this data program, ソフト闇金スマコンなら即日スピード対応 lenders can assess the risk of lending. The problem with Teletrack loans, however, is that they often come with extremely high interest rates, making them nearly impossible to repay.

Given the stringent regulations introduced by the Consumer Financial Protection Bureau in 2013, many lenders are no longer willing to offer Teletrack loans. The CFPB set laws to prevent predatory lending, one of which is the limitation on offering loans with an annual percentage rate of over 36%. This effectively ruled out the loans with high rates that had gained popularity.